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	<description>Ekonomická data o insolvencích</description>
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	<title>insolvence &#8211; Insolcentrum s.r.o.</title>
	<link>https://www.insolcentrum.cz</link>
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		<title>Jsou insolvence časovaná bomba?</title>
		<link>https://www.insolcentrum.cz/jsou-insolvence-casovana-bomba/</link>
		
		<dc:creator><![CDATA[InsolCentrum]]></dc:creator>
		<pubDate>Fri, 05 Apr 2024 09:03:38 +0000</pubDate>
				<category><![CDATA[Názory]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[ekonomika]]></category>
		<category><![CDATA[insolvence]]></category>
		<category><![CDATA[oddlužení]]></category>
		<category><![CDATA[právo]]></category>
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					<description><![CDATA[Jednatelka společnosti InsolCentrum Jarmila Veselá byla hostem u Pavla Tomka, jednatele společnosti ADOL Monitor. Společně odhalovali zákulisí insolvencí. Probírali také novelu oddlužení, která představuje riziko zejména pro malá SVJ a bytová družstva. Kdo zaplatí dluhy za neplatiče? „To, co ti lidé nebudou schopni zaplatit, někdo zaplatit bude muset. Pokud je my jako společnost oddlužíme, tak vlastně budeme muset saturovat tyto částky.“]]></description>
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					<h1 class="elementor-heading-title elementor-size-default">Jsou insolvence časovaná bomba?</h1>				</div>
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									<p>Jednatelka společnosti InsolCentrum Jarmila Veselá byla hostem u Pavla Tomka, jednatele společnosti ADOL Monitor. Společně odhalovali zákulisí insolvencí. Probírali také novelu oddlužení, která představuje riziko zejména pro malá SVJ a bytová družstva. Kdo zaplatí dluhy za neplatiče? „To, co ti lidé nebudou schopni zaplatit, někdo zaplatit bude muset. Pokud je my jako společnost oddlužíme, tak vlastně budeme muset saturovat tyto částky.“</p>								</div>
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									<p>V rozhovoru padla také odpověď na otázku, zda je Jarmila Veselá na straně dlužníků nebo věřitelů. <strong>„Celkový dobrý výsledek vychází z toho, že nakonec všichni budou relativně uspokojeni, jak věřitelé, tak dlužníci. V oddlužení je důležitá rovnováha, dobré nastavení podmínek a férový přístup. Říkejme věci tak, jak jsou. Jako společnost bychom chtěli pomoct, ale vše musí mít rozumnou míru. Neuvědomujeme si, že když úplně pustíme hranici, tak tím zadluženým lidem dáváme na vědomí, že na výši dluhu nezávisí. Ještě víc než věřitelům, ublížíme těmto zadluženým lidem, protože jim vezmeme jejich schopnost, jak se dluhů zbaví. Budou na to spoléhat, a to nejen oni, ale i jejich děti. Mediální masáží těm</strong> <strong>lidem bereme jejich zdravý rozum.“</strong>, uvedla v rozhovoru Jarmila Veselá.</p>								</div>
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									<p><strong>„Nevychylujme pravidla ani na jednu stranu příliš. Jediná cesta, jak z toho ven, je uvědomit si ten problém a sám pro to chtít něco udělat, jestli z toho tuhle osobní snahu vypustíme, tak pak je to cesta do pekel.“</strong></p>								</div>
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									<p>Moderátor Pavel Tomek chtěl znát také cíl InsolCentra. „Chtěla bych, aby ta naše republika měla věrohodná data, aby vláda měla dostatek údajů, se kterými může pracovat. Neměli jsme data žádná a rozhodovaly emoce a úvahy. Pokud stát bude mít spolehlivá data, bude s nimi umět pracovat, tak pak bychom měli všichni najít cestu, jak hledat efektivní řešení. V InsolCentru jsme si vytkli za cíl, aby každá instituce měla určité informační minimum v oblasti insolvencí, aby se i celá veřejnost v tom uměla orientovat.“</p>								</div>
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									<p>Kolik je ročně podáno insolvenčních návrhů, kdo za nimi stojí, kolik je dnes vlastně částka, kterou z insolvencí pro věřitele insolvenční správci vymůžou? To a mnoho dalších statistik se dozvíte v rozhovoru.</p>								</div>
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			</item>
		<item>
		<title>Ve 3. čtvrtletí byl zaznamenán pokles prohlášených insolvencí ve všech krajích České republiky</title>
		<link>https://www.insolcentrum.cz/ve-3-ctvrtleti-byl-zaznamenan-pokles-prohlasenych-insolvenci-ve-vsech-krajich-ceske-republiky/</link>
		
		<dc:creator><![CDATA[Kateřina Schwarzová]]></dc:creator>
		<pubDate>Tue, 03 Oct 2023 11:52:48 +0000</pubDate>
				<category><![CDATA[Přehledy]]></category>
		<category><![CDATA[Tiskové zprávy]]></category>
		<category><![CDATA[2023-3Q]]></category>
		<category><![CDATA[čtvrtletní přehled]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[ekonomika]]></category>
		<category><![CDATA[insolvence]]></category>
		<category><![CDATA[stav insolvencí]]></category>
		<guid isPermaLink="false">https://www.insolcentrum.cz/?p=12161</guid>

					<description><![CDATA[Ve 3. čtvrtletí 2023 došlo k poklesu podaných insolvenčních návrhů o 13,5 % oproti 2. čtvrtletí 2023. Z dlouhodobého hlediska se stále potvrzuje nízký počet insolvencí v ČR. Dokonce v tomto čtvrtletí byl zaznamenán pokles prohlášených insolvencí ve všech krajích napříč Českou republikou.]]></description>
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					<h3 class="elementor-heading-title elementor-size-default">JAK JE NA TOM ČR​</h3>				</div>
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					<h1 class="elementor-heading-title elementor-size-default">Ve 3. čtvrtletí byl zaznamenán pokles prohlášených insolvencí ve všech krajích
České republiky</h1>				</div>
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					<h4 class="elementor-heading-title elementor-size-default"><b>Tisková zpráva</b>  | 3. 10. 2023</h4>				</div>
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				<div class="elementor-element elementor-element-eb3fe64 elementor-widget elementor-widget-text-editor" data-id="eb3fe64" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
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									<div class="elementor-element elementor-element-854cf9e elementor-widget elementor-widget-text-editor" data-id="854cf9e" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Analytická společnost InsolCentrum představila data o insolvenčních řízeních v České republice za 3. čtvrtletí 2023.</p></div></div>								</div>
				</div>
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									<p>Ve 3. čtvrtletí 2023 došlo k poklesu podaných insolvenčních návrhů o 13,5 % oproti 2. čtvrtletí 2023. Z dlouhodobého hlediska se stále potvrzuje nízký počet insolvencí v ČR. Dokonce v tomto čtvrtletí byl zaznamenán pokles prohlášených insolvencí ve všech krajích napříč Českou republikou. Mezičtvrtletně soudy povolily méně oddlužení, a to 4 532 osobám. Počet prohlášených konkurzů firem se oproti 2. kvartálu 2023 výrazně nezměnil, celkem bylo prohlášeno 143 konkurzů firem. Mezi nejzasaženější odvětví patří velkoobchod, maloobchod a oprava a údržba motorových vozidel, zpracovatelský průmysl a činnosti v oblasti nemovitostí.</p>								</div>
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									<p><em>„Výkon tuzemské ekonomiky stále balancuje na hraně recese, nicméně se tento stav stále nepromítá do vyššího počtu insolvencí. Je však známo, že insolvence se projevují až s určitým časovým zpožděním od nástupu krize.“</em>, uvedla jednatelka společnosti Jarmila Veselá.</p>								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Insolvenční data ČR – za 3. čtvrtletí 2023</h2>				</div>
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				<div class="elementor-element elementor-element-f2e0b0d elementor-widget elementor-widget-text-editor" data-id="f2e0b0d" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<div class="elementor-element elementor-element-2ddaf75 elementor-widget elementor-widget-text-editor" data-id="2ddaf75" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><div class="elementor-element elementor-element-2ddaf75 elementor-widget elementor-widget-text-editor" data-id="2ddaf75" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container">Data za 3. čtvrtletí 2023 jsou předběžná, může dojít k drobným změnám z důvodu odvolání či doplnění právních mocí.</div></div></div></div>								</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-352f0c8 e-flex e-con-boxed e-con e-parent" data-id="352f0c8" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-0bc7ba4 e-flex e-con-boxed e-con e-child" data-id="0bc7ba4" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-d8f899c elementor-widget elementor-widget-heading" data-id="d8f899c" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Insolvenční návrhy</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-a078cae e-grid e-con-full e-con e-child" data-id="a078cae" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-79ded60 elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="79ded60" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-46a6d93 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="46a6d93" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-ec0ebfa elementor-widget elementor-widget-counter" data-id="ec0ebfa" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="5731" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-45b0dfd elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="45b0dfd" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-download-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						-13,5%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-554e81f elementor-widget elementor-widget-counter" data-id="554e81f" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="4956" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-2ff4cc7 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="2ff4cc7" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">3Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-4d98726 elementor-widget elementor-widget-heading" data-id="4d98726" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-364254a elementor-widget elementor-widget-text-editor" data-id="364254a" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Ve 3. čtvrtletí 2023 bylo podáno 4 956 insolvenčních návrhů. V porovnání s 2. čtvrtletím letošního roku se jedná o pokles podaných návrhů o 13,5 %. Z firem zaměstnávající větší počet zaměstnanců byl podán insolvenční návrh na společnosti MSA, a.s. a Studio Moderna s.r.o. Za zmínku také stojí společnosti zabývající se emisemi dluhopisů, správě investic investorů a velké mezinárodní koncerny, mezi které patří společnosti ze skupiny HELSKE nebo iBilionaire s.r.o., Diversity Capital a.s. či Invictus mining s.r.o.<br />Největší solární krach – Energetický Holding Malina (řízení zahájeno 9. 5. 2023) – situace zůstává pro věřitele stále nejistá. O reorganizaci mělo být rozhodnuto na schůzi věřitelů dne 29. 8. 2023, z důvodu velkého počtu přihlášek věřitelů byla schůze přesunuta na 24. 10. 2023. Ve lhůtě určené soudem podalo přihlášku celkem 2 973 věřitelů.</p>								</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-e3a7013 e-flex e-con-boxed e-con e-child" data-id="e3a7013" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-f016ca4 elementor-widget elementor-widget-heading" data-id="f016ca4" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Povolená oddlužení osob</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-8073132 e-grid e-con-full e-con e-child" data-id="8073132" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-7c39b81 elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="7c39b81" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-3b772b8 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="3b772b8" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-fe537d7 elementor-widget elementor-widget-counter" data-id="fe537d7" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="5222" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-e01d7c4 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="e01d7c4" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-download-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						-13,2%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-8b05ed2 elementor-widget elementor-widget-counter" data-id="8b05ed2" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"> </span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="4532" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-9b72c1e elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="9b72c1e" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">3Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-95f84f0 elementor-widget elementor-widget-heading" data-id="95f84f0" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-3c82ac6 elementor-widget elementor-widget-text-editor" data-id="3c82ac6" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Počet povolených oddlužení se oproti minulému čtvrtletí snížil na 4 532 oddlužení, což představuje pokles o 13,2 % oproti 2. kvartálu 2023. Pokud se podíváme na meziroční srovnání s 3. kvartálem 2022, zjistíme nárůst povolených oddlužení o téměř 8 %. Nicméně dle našeho názoru lidé čekají na mírnější podmínky oddlužení a z toho důvodu zaznamenáváme nyní nižší počty lidí vstupujících do oddlužení.</p>								</div>
				</div>
					</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-ab2deed e-flex e-con-boxed e-con e-parent" data-id="ab2deed" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-4d69071 e-flex e-con-boxed e-con e-child" data-id="4d69071" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-baa80eb elementor-widget elementor-widget-heading" data-id="baa80eb" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy občanů</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-a18412a e-grid e-con-full e-con e-child" data-id="a18412a" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-c1294db elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="c1294db" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-a042e58 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="a042e58" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-1c13f8f elementor-widget elementor-widget-counter" data-id="1c13f8f" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="56" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-5e4683c elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="5e4683c" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-download-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						-21,4%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-62b42a4 elementor-widget elementor-widget-counter" data-id="62b42a4" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="44" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-80d27b7 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="80d27b7" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">3Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-7b72193 elementor-widget elementor-widget-heading" data-id="7b72193" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-ffe0c80 elementor-widget elementor-widget-text-editor" data-id="ffe0c80" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>V minulém čtvrtletí jsme informovali o tom, že došlo k nárůstu počtu prohlášených konkurzů občanů. Jednalo se však pouze o výjimku, jelikož v 3. čtvrtletí 2023 je počet občanů, na které soudy prohlásily konkurz opět nižší a vrací se do původního trendu. Za období červenec–září 2023 bylo prohlášeno 44 konkurzů občanů.</p>								</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-6b45f7d e-flex e-con-boxed e-con e-child" data-id="6b45f7d" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-41a19fa elementor-widget elementor-widget-heading" data-id="41a19fa" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy živnostníků</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-f6ffc5b e-grid e-con-full e-con e-child" data-id="f6ffc5b" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-71eacb8 elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="71eacb8" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-cf450e9 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="cf450e9" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-ce87ace elementor-widget elementor-widget-counter" data-id="ce87ace" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="43" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-0b9e0a1 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="0b9e0a1" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-up-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						+27,9%
					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-132a45a elementor-widget elementor-widget-counter" data-id="132a45a" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="55" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-c7d7dbb elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="c7d7dbb" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">3Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-4e03bb3 elementor-widget elementor-widget-heading" data-id="4e03bb3" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-c6e095c elementor-widget elementor-widget-text-editor" data-id="c6e095c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Počet prohlášených konkurzů živnostníků se zvýšil o 12 případů, což činí nárůst o téměř 28 % oproti 2. čtvrtletí 2023. Vyšší počet konkurzů živnostníků jsme tedy zaznamenali již podruhé v řadě. Nejvíce živnostníků podnikalo v odvětví velkoobchod, maloobchod a opravy a údržba motorových vozidel (15), ve stavebnictví (11) a v odvětví ubytování, stravování a pohostinství (6).</p>								</div>
				</div>
					</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-f6b685e e-flex e-con-boxed e-con e-parent" data-id="f6b685e" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-fa7dcbe e-flex e-con-boxed e-con e-child" data-id="fa7dcbe" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-a806a94 elementor-widget elementor-widget-heading" data-id="a806a94" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy firem</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-62be946 e-grid e-con-full e-con e-child" data-id="62be946" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-4f162f0 elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="4f162f0" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-fd64eba elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="fd64eba" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-f1fada8 elementor-widget elementor-widget-counter" data-id="f1fada8" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="146" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-2035b85 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="2035b85" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-download-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						- 2,1%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-66fdf96 elementor-widget elementor-widget-counter" data-id="66fdf96" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="143" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-8b6c339 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="8b6c339" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">3Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-7996df2 elementor-widget elementor-widget-heading" data-id="7996df2" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-9600c8c elementor-widget elementor-widget-text-editor" data-id="9600c8c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Počet prohlášených konkurzů firem se výrazně nezměnil, oproti 2. kvartálu 2023 došlo k prohlášení celkem 143 konkurzů firem, což činí pouze o 3 firmy méně než v předešlém čtvrtletí. Nejvíce firem v nově prohlášených konkurzech podnikalo v odvětví velkoobchod, maloobchod a oprava a údržba motorových vozidel (36), ve zpracovatelském průmyslu (24) a v činnostech v oblasti nemovitostí (21). Zajímavostí jsou firmy s větším počtem zaměstnanců, které obě působily ve zpracování a konzervování masa a výrobě masných výrobků, a jsou to MASOPRODEJ s.r.o. a Uzeniny z komína s.r.o. Důvod úpadku uváděný v insolvenčních návrzích potvrzují údaje Českého statistického úřadu, kdy ve 2. čtvrtletí letošního roku přetrvávala obtížná situace v živočišné výrobě z důvodu růstu cen vstupů jako jsou krmiva či energie a zároveň kolísavý vývoj výkupních cen masa (Zdroj: ČSÚ, Vývoj ekonomiky České republiky – 2. čtvrtletí 2023). Společnost Mammoth je v insolvenci od 3. 4. 2023. Tento provozovatel e-shopu čelí podezření z obřího podvodu s iPhony. Na přezkumném jednání dne 17. 7. 2023 bylo konstatováno, že suma přihlášených pohledávek dosahuje 6 654 953 309,60 Kč a ve lhůtě bylo přihlášeno 37 věřitelů.</p>								</div>
				</div>
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				</div>
		<div class="elementor-element elementor-element-9ab884e e-flex e-con-boxed e-con e-child" data-id="9ab884e" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-b486757 elementor-widget elementor-widget-heading" data-id="b486757" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">POVOLENÉ REORGANIZACE​</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-c54b99d e-grid e-con-full e-con e-child" data-id="c54b99d" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-da1c7b5 elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="da1c7b5" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-8f3db52 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="8f3db52" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-6165146 elementor-widget elementor-widget-counter" data-id="6165146" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="7" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-5315437 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="5315437" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<svg aria-hidden="true" class="e-font-icon-svg e-fas-ban" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M256 8C119.034 8 8 119.033 8 256s111.034 248 248 248 248-111.034 248-248S392.967 8 256 8zm130.108 117.892c65.448 65.448 70 165.481 20.677 235.637L150.47 105.216c70.204-49.356 170.226-44.735 235.638 20.676zM125.892 386.108c-65.448-65.448-70-165.481-20.677-235.637L361.53 406.784c-70.203 49.356-170.226 44.736-235.638-20.676z"></path></svg>				</span>
			</div>
			
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-11aa8c4 elementor-widget elementor-widget-counter" data-id="11aa8c4" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"> </span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="2" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-dc22713 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="dc22713" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">3Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-b2a42af elementor-widget elementor-widget-heading" data-id="b2a42af" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-1eb02ce elementor-widget elementor-widget-text-editor" data-id="1eb02ce" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Ve 3. čtvrtletí 2023 soudy povolily celkem 2 reorganizace. Jedná se o Hotel Karolína, s.r.o. v Harrachově, kde došlo k problémům z důvodu pozastavení financování na přístavbu a stavební úpravy areálu hotelu. Druhým subjektem je společnost Manta Commodities SE, která se zabývá obchodem s elektřinou a plynem. Do problémů se dostala v souvislosti s energetickou krizí.</p>								</div>
				</div>
					</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-145250b e-flex e-con-boxed e-con e-parent" data-id="145250b" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-c18b21c e-con-full e-flex e-con e-child" data-id="c18b21c" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-825f3aa elementor-widget elementor-widget-heading" data-id="825f3aa" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Vyhlášená moratoria</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-fa0ddb7 e-grid e-con-full e-con e-child" data-id="fa0ddb7" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-2b2994a elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="2b2994a" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-d7146e0 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="d7146e0" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-7834290 elementor-widget elementor-widget-counter" data-id="7834290" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="3" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-507593f elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="507593f" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<svg aria-hidden="true" class="e-font-icon-svg e-fas-ban" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M256 8C119.034 8 8 119.033 8 256s111.034 248 248 248 248-111.034 248-248S392.967 8 256 8zm130.108 117.892c65.448 65.448 70 165.481 20.677 235.637L150.47 105.216c70.204-49.356 170.226-44.735 235.638 20.676zM125.892 386.108c-65.448-65.448-70-165.481-20.677-235.637L361.53 406.784c-70.203 49.356-170.226 44.736-235.638-20.676z"></path></svg>				</span>
			</div>
			
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-4676c2d elementor-widget elementor-widget-counter" data-id="4676c2d" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="0" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-c97161b elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="c97161b" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">3Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-50eeebb elementor-widget elementor-widget-heading" data-id="50eeebb" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-62b199f elementor-widget elementor-widget-text-editor" data-id="62b199f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Ve 3. čtvrtletí 2023 nebyla vyhlášena žádná moratoria.</p>								</div>
				</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-71253f1 e-flex e-con-boxed e-con e-parent" data-id="71253f1" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-6e524a0 e-flex e-con-boxed e-con e-child" data-id="6e524a0" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-6c1c7fa e-con-full e-flex e-con e-child" data-id="6c1c7fa" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
		<div class="elementor-element elementor-element-1f2b84c e-flex e-con-boxed e-con e-child" data-id="1f2b84c" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
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				<div class="elementor-element elementor-element-e5d36ca elementor-widget elementor-widget-heading" data-id="e5d36ca" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">Procentuální změna prohlášených insolvencí v 3Q 2023 oproti 2Q 2023 v jednotlivých krajích</p>				</div>
				</div>
				<div class="elementor-element elementor-element-50b8182 elementor-widget elementor-widget-image" data-id="50b8182" data-element_type="widget" data-e-type="widget" data-widget_type="image.default">
				<div class="elementor-widget-container">
															<img fetchpriority="high" decoding="async" width="1024" height="586" src="https://www.insolcentrum.cz/wp-content/uploads/2023/10/mapa-kraju-tiskova-zprava-10-23-web.svg" class="attachment-large size-large wp-image-12163" alt="" />															</div>
				</div>
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				</div>
				<div class="elementor-element elementor-element-8189eb2 elementor-widget elementor-widget-text-editor" data-id="8189eb2" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p><strong>Zdroj:</strong> InsolCentrum, <a href="https://isir.justice.cz/" target="_blank" rel="noopener">ISIR</a></p>								</div>
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		<div class="elementor-element elementor-element-fa0c31e e-flex e-con-boxed e-con e-parent" data-id="fa0c31e" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
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									<p>InsolCentrum je analytická společnost, která se dlouhodobě věnuje zpracování a analýze insolvenčních a souvisejících ekonomických, demografických a sociologických dat. Výsledkem činnosti jsou unikátní analýzy ekonomických dat insolvenčních řízení u podnikatelských subjektů i u fyzických osob.</p>								</div>
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		<title>Česká republika má stále nízký počet insolvencí</title>
		<link>https://www.insolcentrum.cz/ceska-republika-ma-stale-nizky-pocet-insolvenci/</link>
		
		<dc:creator><![CDATA[Kateřina Schwarzová]]></dc:creator>
		<pubDate>Fri, 30 Jun 2023 13:11:42 +0000</pubDate>
				<category><![CDATA[Přehledy]]></category>
		<category><![CDATA[Tiskové zprávy]]></category>
		<category><![CDATA[čtvrtletní přehled]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[ekonomika]]></category>
		<category><![CDATA[insolvence]]></category>
		<category><![CDATA[stav insolvencí]]></category>
		<guid isPermaLink="false">https://www.insolcentrum.cz/?p=11723</guid>

					<description><![CDATA[Obdobně jako při minulé krizi lze očekávat nárůst počtů insolvenčních řízení se zpožděním, vrchol insolvencí by mohl nastat po roce 2025. Mírně rostl počet povolených oddlužení. Počet soudem prohlášených konkurzů firem byl nad očekávání nižší.]]></description>
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					<h3 class="elementor-heading-title elementor-size-default">JAK JE NA TOM ČR​</h3>				</div>
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					<h1 class="elementor-heading-title elementor-size-default">Česká republika má stále nízký počet insolvencí
</h1>				</div>
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					<h4 class="elementor-heading-title elementor-size-default"><b>Tisková zpráva</b>  | 30. 6. 2023</h4>				</div>
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									<p>Analytická společnost InsolCentrum představila předběžná data o insolvenčních řízeních v České republice za 2. čtvrtletí 2023.</p>								</div>
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									<p>Ve 2. čtvrtletí 2023 došlo k mírnému nárůstu podaných insolvenčních návrhů. Z dlouhodobého hlediska se však potvrzuje stále nízký počet insolvencí v ČR, kdy se stav ekonomiky do vzestupu insolvencí nepromítl. Insolvence se projevují až s časovým odstupem od nástupu krize. Mezičtvrtletně došlo ke zvýšení počtu povolených oddlužení o 8,5 %. Z analýzy posledních 3 let bylo v druhém kvartálu vždy nejvíce povolených oddlužení z celého roku. „Počty povolených oddlužení budou záviset na podobě novely insolvenčního zákona. Novela je zdánlivě malý krok pro právo, ale zásadní krok pro českou společnost. V současné ekonomicky obtížné době lidé nepochopí, proč zdraví práceschopní dlužníci zaplatí ze svých milionových dluhů pouhých pár procent hodnoty, když oni sami musí šetřit každou korunu. Část populace může následovat dlužníky a stát se neodpovědnými plátci.”, uvedla jednatelka společnosti Jarmila Veselá.</p>								</div>
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									<p>Soudy prohlásily ve 2. čtvrtletí celkem 136 konkurzů firem, což je o 26,5 % méně než v minulém čtvrtletí. Dokonce se jedná o druhý nejnižší čtvrtletní počet prohlášených konkurzů od roku 2010. Nižší počet konkurzů firem byl zaznamenán pouze během covidu ve 4. kvartálu 2020. Důvodem může být mírné oživení ekonomiky, které vypovídá z dat Českého statistického úřadu.</p>								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Insolvenční data ČR – za 2. čtvrtletí 2023</h2>				</div>
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				<div class="elementor-element elementor-element-f901164 elementor-widget elementor-widget-text-editor" data-id="f901164" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
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									<div class="elementor-element elementor-element-2ddaf75 elementor-widget elementor-widget-text-editor" data-id="2ddaf75" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container">Data za 2. čtvrtletí 2023 jsou předběžná a dojde k drobným změnám z důvodu odvolání či doplnění právních mocí.</div></div>								</div>
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					<h3 class="elementor-heading-title elementor-size-default">Insolvenční návrhy</h3>				</div>
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				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
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				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">1Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-86a9f0f elementor-widget elementor-widget-counter" data-id="86a9f0f" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
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				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="5386" data-from-value="0" data-delimiter=" ">0</span>
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			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-bed1c81 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="bed1c81" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
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						<div class="elementor-icon-box-icon">
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			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						+2,7%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-d3c4d5d elementor-widget elementor-widget-counter" data-id="d3c4d5d" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
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				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="5530" data-from-value="0" data-delimiter=" ">0</span>
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				</div>
				<div class="elementor-element elementor-element-f657313 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="f657313" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-3aa27e3 elementor-widget elementor-widget-heading" data-id="3aa27e3" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
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									<p>V 2. čtvrtletí 2023 bylo podáno 5 530 insolvenčních návrhů, z toho jsou návrhy podány vůči 68 % občanům, 27 % živnostníkům a 5 % firem. Toto rozložení návrhů podle druhu osoby se nevymyká normálu čtvrtletí minulých. Oproti 1. čtvrtletí 2023 došlo k mírnému nárůstu podaných insolvenčních návrhů o 2,7 %. Naopak v porovnání s 1. pololetím 2022 bylo podáno v tomto pololetí o 7 % méně návrhů.</p>								</div>
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					<h3 class="elementor-heading-title elementor-size-default">Povolená oddlužení osob</h3>				</div>
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					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
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				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">1Q</p>				</div>
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				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="4704" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-53b6b8d elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="53b6b8d" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-up-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						+8,5%
					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-a9a363f elementor-widget elementor-widget-counter" data-id="a9a363f" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"> </span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="5102" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-123d4bd elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="123d4bd" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-bd6a2e0 elementor-widget elementor-widget-heading" data-id="bd6a2e0" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-51edd7f elementor-widget elementor-widget-text-editor" data-id="51edd7f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Počet povolených oddlužení se oproti minulému čtvrtletí opět zvýšil na 5 102 oddlužení, což představuje nárůst o 8,5 % oproti 1. kvartálu 2023. Jedná se o vyšší nárůst, než byl zaznamenán v 1. čtvrtletí letošního roku. Pokračujeme tedy v rostoucím trendu povolených oddlužení, které však není dramatické, ale spíše se vrací k původním hodnotám let minulých. Ve srovnání s 1. pololetím 2022 se stále držíme v nižších počtech povolených oddlužení, a to dokonce o 11 %.</p>								</div>
				</div>
					</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-5b9eb6c e-flex e-con-boxed e-con e-parent" data-id="5b9eb6c" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-d89761c e-flex e-con-boxed e-con e-child" data-id="d89761c" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-fd6fbef elementor-widget elementor-widget-heading" data-id="fd6fbef" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy občanů</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-005b2e4 e-grid e-con-full e-con e-child" data-id="005b2e4" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-4d66cb6 elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="4d66cb6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-9de6b5a elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="9de6b5a" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">1Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-51cb1ed elementor-widget elementor-widget-counter" data-id="51cb1ed" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="44" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-c600cca elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="c600cca" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-up-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						
+22,7%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-584d899 elementor-widget elementor-widget-counter" data-id="584d899" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="54" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-f45d4ed elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="f45d4ed" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-4175f3d elementor-widget elementor-widget-heading" data-id="4175f3d" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-2ea15d3 elementor-widget elementor-widget-text-editor" data-id="2ea15d3" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>U prohlášených konkurzů občanů jsme mohli doposud sledovat klesající tendenci, která byla zapříčiněna vstupem těchto osob do oddlužení. Ve 2. čtvrtletí 2023 soudy však prohlásily vyšší počet konkurzů, než je zvykem, a to celkem u 54 občanů. Mezičtvrtletní nárůst tak činí 22,7 % a dokonce je zaznamenáno zvýšení i v porovnání s 1. pololetím 2022 o 7,7 %. U 59 % osob se jedná o případy, kterým bylo zrušeno povolené oddlužení a prohlášen konkurz.</p>								</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-b1a029b e-flex e-con-boxed e-con e-child" data-id="b1a029b" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-70383dd elementor-widget elementor-widget-heading" data-id="70383dd" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy živnostníků</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-341b69e e-grid e-con-full e-con e-child" data-id="341b69e" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-27228ac elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="27228ac" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-3f73f45 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="3f73f45" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">1Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-38de804 elementor-widget elementor-widget-counter" data-id="38de804" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="33" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-cfecbb9 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="cfecbb9" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-up-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						
+27,3%
					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-4fc0f77 elementor-widget elementor-widget-counter" data-id="4fc0f77" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="42" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-bafe107 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="bafe107" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-5376994 elementor-widget elementor-widget-heading" data-id="5376994" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-8f6c4cc elementor-widget elementor-widget-text-editor" data-id="8f6c4cc" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Počet prohlášených konkurzů živnostníků se nepatrně zvýšil o 9 případů, což činí nárůst o 27 % oproti minulému čtvrtletí. I zde se jedná o netradiční situaci, která změnila dlouhodobý klesající trend prohlášených konkurzů živnostníků. Nejedná se však o dramatická čísla, jelikož v 1. polovině loňského roku bylo prohlášeno více konkurzů než v 1. pololetí 2023. Dokonce u 76 % živnostníků došlo k přeměně oddlužení v konkurz.</p>								</div>
				</div>
					</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-752971a e-flex e-con-boxed e-con e-parent" data-id="752971a" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-69e7577 e-flex e-con-boxed e-con e-child" data-id="69e7577" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-7a4e54c elementor-widget elementor-widget-heading" data-id="7a4e54c" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy firem</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-e84e2df e-grid e-con-full e-con e-child" data-id="e84e2df" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-a0f62e6 elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="a0f62e6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-6839e24 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="6839e24" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">1Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-07ea599 elementor-widget elementor-widget-counter" data-id="07ea599" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="185" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-33293eb elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="33293eb" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-up-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						+4%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-878b4b6 elementor-widget elementor-widget-counter" data-id="878b4b6" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="136" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-766f698 elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="766f698" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-fb4c041 elementor-widget elementor-widget-heading" data-id="fb4c041" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-bbd6bc6 elementor-widget elementor-widget-text-editor" data-id="bbd6bc6" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									Počet prohlášených konkurzů firem se výrazně snížil o 26,5 % oproti 1. kvartálu 2023. Ve 2. čtvrtletí 2023 bylo prohlášeno celkem 136 konkurzů firem.

Pětina firem v nově prohlášených konkurzech podnikala v odvětví velkoobchod, maloobchod a oprava a údržba motorových vozidel. Do konkurzu se dostalo 16 % firem, které provozovaly činnosti v oblasti nemovitostí a 14 % firem působilo ve stavebnictví. Zpracovatelský průmysl se tentokrát umístil až na 4. místě.

								</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-4e46801 e-flex e-con-boxed e-con e-child" data-id="4e46801" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-77e8b30 elementor-widget elementor-widget-heading" data-id="77e8b30" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">POVOLENÉ REORGANIZACE​</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-4065e0f e-grid e-con-full e-con e-child" data-id="4065e0f" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-54abc6c elementor-widget__width-initial elementor-widget elementor-widget-heading" data-id="54abc6c" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
				</div>
				<div class="elementor-element elementor-element-444104a elementor-widget__width-initial ha-has-bg-overlay elementor-widget elementor-widget-heading" data-id="444104a" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">1Q</p>				</div>
				</div>
				<div class="elementor-element elementor-element-3f1e8c5 elementor-widget elementor-widget-counter" data-id="3f1e8c5" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
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					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
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					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
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									<p>Soudy ve 2. čtvrtletí 2023 povolily celkem 6 reorganizací. Mezi nimi My Style s.r.o. (provozovatel prodejen luxusního volnočasového oblečení, důvodem úpadku je snížení kupní síly v důsledku inflace), GEARWORKS a.s. (výrobce ozubených kol s více než 100 zaměstnanci, důvod úpadku je změna geopolitické situace kvůli válce na Ukrajině, kterému je reorganizace povolena již podruhé, první reorganizace byla ukončena v roce 2018), BATIST Medical a.s. a BATIST Medical Productions s.r.o. (členové skupiny, která vyrábí a prodává jednorázové zdravotnické produkty, o které byl v době covidu velký zájem, a tak byla navýšena výroba a zásoby materiálu, nicméně nyní cena těchto produktů razantně poklesla), a dále společnosti HLIMONT s.r.o. a Strojírna Musil a.s.</p><p>Za první polovinu roku 2023 bylo povoleno celkem 10 reorganizací, což je méně než za stejné období loni, kdy bylo povoleno 15 reorganizací.</p>								</div>
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					<h3 class="elementor-heading-title elementor-size-default">Vyhlášená moratoria</h3>				</div>
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		<div class="elementor-element elementor-element-c8a4f1f e-grid e-con-full e-con e-child" data-id="c8a4f1f" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
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					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
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					<p class="elementor-heading-title elementor-size-default">1Q</p>				</div>
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				<svg aria-hidden="true" class="e-font-icon-svg e-fas-ban" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M256 8C119.034 8 8 119.033 8 256s111.034 248 248 248 248-111.034 248-248S392.967 8 256 8zm130.108 117.892c65.448 65.448 70 165.481 20.677 235.637L150.47 105.216c70.204-49.356 170.226-44.735 235.638 20.676zM125.892 386.108c-65.448-65.448-70-165.481-20.677-235.637L361.53 406.784c-70.203 49.356-170.226 44.736-235.638-20.676z"></path></svg>				</span>
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					<p class="elementor-heading-title elementor-size-default">2Q</p>				</div>
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				<div class="elementor-element elementor-element-facef85 elementor-widget elementor-widget-heading" data-id="facef85" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
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					<p class="elementor-heading-title elementor-size-default">2023</p>				</div>
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									<p>Ve 2. čtvrtletí 2023 byla vyhlášena dvě moratoria (Trampoline Investments s.r.o. – provozovatel trampolínových center a NEW WAVE ENTERTAINMENT s.r.o. – poradenství a marketing). U společnosti Trampoline Investments s.r.o. se jedná již o třetí moratorium.</p>								</div>
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		<div class="elementor-element elementor-element-3ed3860 e-flex e-con-boxed e-con e-child" data-id="3ed3860" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
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					<h3 class="elementor-heading-title elementor-size-default">Prohlášené insolvence v krajích / 2Q 2023</h3>				</div>
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									<p>Mapa zobrazuje mezičtvrtletní změnu prohlášených insolvencí v jednotlivých krajích. Největší nárůst počtu insolvencí byl zaznamenán v Jihomoravském kraji (+ 22,4 %) a na Vysočině (+ 18,2 %). Naopak největší mezičtvrtletní pokles byl v Karlovarském kraji o 6,6 %. Je potřeba zdůraznit, že celkové počty prohlášených insolvencí ovlivňují povolená oddlužení, která tvoří zhruba 95 procent všech případů.</p>								</div>
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									<p>* data za 2. čtvrtletí 2023 jsou předběžná, může dojít k drobným změnám z důvodu odvolání či doplnění právních mocí</p>								</div>
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					<h4 class="elementor-heading-title elementor-size-default">Probíhající oddlužení v jednotlivých krajích k datu 31. 12. 2022</h4>				</div>
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					<p class="elementor-heading-title elementor-size-default">Procentuální změna prohlášených insolvencí v 2Q 2023 oproti 1Q 2023 v jednotlivých krajích</p>				</div>
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															<img decoding="async" width="1024" height="586" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/mapa-kraju-tiskova-zprava-06-23.svg" class="attachment-large size-large wp-image-11768" alt="" />															</div>
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									<p><strong>Zdroj:</strong> InsolCentrum, <a href="https://isir.justice.cz/" target="_blank" rel="noopener">ISIR</a></p>								</div>
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									<p>Tisková zpráva ke stažení</p>								</div>
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									<p>InsolCentrum je analytická společnost, která se dlouhodobě věnuje zpracování a analýze insolvenčních a souvisejících ekonomických, demografických a sociologických dat. Výsledkem činnosti jsou unikátní analýzy ekonomických dat insolvenčních řízení u podnikatelských subjektů i u fyzických osob.</p>								</div>
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									<p><strong>Insolcentrum s.r.o.</strong></p><p>Hradecká 3<br />Praha 3 – Vinohrady<br />130 00</p><p><strong>Telefon:</strong> +420 222 261 401<br /><strong>Mobil:</strong> +420 602 176 475</p><p><strong>E-mail:</strong> <a style="font-weight: 400; letter-spacing: 0px; color: #1155cc; font-family: Calibri, Arial, Helvetica, sans-serif; background-color: #ffffff;" href="mailto:insol@insolcentrum.cz" target="_blank" rel="noopener">insol@insolcentrum.cz</a></p><p><strong>www.insolcentrum.cz</strong></p>								</div>
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		<title>Role oddlužení v insolvenčním právu v kontextu současných problémů České republiky</title>
		<link>https://www.insolcentrum.cz/role-oddluzeni-v-insolvencnim-pravu-v-kontextu-soucasnych-problemu-ceske-republiky/</link>
		
		<dc:creator><![CDATA[InsolCentrum]]></dc:creator>
		<pubDate>Sun, 25 Jun 2023 07:28:08 +0000</pubDate>
				<category><![CDATA[Konference]]></category>
		<category><![CDATA[ekonomika]]></category>
		<category><![CDATA[insolvence]]></category>
		<category><![CDATA[novela oddlužení]]></category>
		<category><![CDATA[oddlužení]]></category>
		<category><![CDATA[právo]]></category>
		<guid isPermaLink="false">https://www.insolcentrum.cz/?p=11548</guid>

					<description><![CDATA[Odborná konference si kladla za cíl shromáždit všechny klíčové aktéry, kteří se podílejí na procesech oddlužení. Důvodem setkání odborníků bylo zhodnocení patnácti let účinnosti právní úpravy oddlužení. V letošním roce se očekává přijetí důležité novely oddlužení, která má kromě implementace evropské směrnice ještě více zmírnit podmínky osvobození od dluhů pro fyzické nepodnikající osoby. Aplikace právní úpravy podle aktuálního vládního návrhu novely oddlužení ovlivní nejenom budoucí chování dlužníků, ale bude mít významný dopad na ekonomiku věřitelů i na státní rozpočet. Řečníci vyjádřili své obavy k dopadům novely oddlužení. ]]></description>
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					<h3 class="elementor-heading-title elementor-size-default">Konference</h3>				</div>
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					<h1 class="elementor-heading-title elementor-size-default">Role oddlužení v insolvenčním právu <br>v kontextu současných problémů České republiky</h1>				</div>
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					<h2 class="elementor-heading-title elementor-size-default">Role oddlužení v insolvenčním právu <br>v kontextu současných problémů České republiky</h2>				</div>
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									<p>Konference se konala dne 21. 6. 2023 v prostorách Akademie věd ČR, Národní 3, Praha 1 od 10.00 do 14.30 hodin.</p>								</div>
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									<p>Ústav státu a práva Akademie věd České republiky pořádal s organizačním garantem akce analytickou společností InsolCentrum konferenci „Role oddlužení v insolvenčním právu v kontextu současných problémů České republiky“.</p>								</div>
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									<p>Odborná konference si kladla za cíl shromáždit všechny klíčové aktéry, kteří se podílejí na procesech oddlužení. Důvodem setkání odborníků bylo zhodnocení patnácti let účinnosti právní úpravy oddlužení. V letošním roce se očekává přijetí důležité novely oddlužení, která má kromě implementace evropské směrnice ještě více zmírnit podmínky osvobození od dluhů pro fyzické nepodnikající osoby. Aplikace právní úpravy podle aktuálního vládního návrhu novely oddlužení ovlivní nejenom budoucí chování dlužníků, ale bude mít významný dopad na ekonomiku věřitelů i na státní rozpočet. Řečníci vyjádřili své obavy k dopadům novely oddlužení. </p>								</div>
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									<p>Zdroj: <a href="https://www.ctk.cz/" target="_blank" rel="noopener">ČTK</a></p>								</div>
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					<h4 class="elementor-heading-title elementor-size-default">Účastníci debaty:</h4>				</div>
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									<p>Konference se zúčastnili jako přednášející i jako účastníci insolvenční soudci, insolvenční správci, akademici, ekonomové, zástupci věřitelské veřejnosti, neziskového sektoru, státních orgánů, České národní banky, ale také poslanci a zástupci předkladatele novely zákona – Ministerstva spravedlnosti.</p><p>Zastoupení tak širokého spektra účastníků i vystupujících přineslo kromě profesních, odborných také regionální pohledy na věc.</p>								</div>
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                    <div class="eael-filter-gallery-container eael-filter-gallery-grid" data-images-per-page="" data-total-gallery-items="12" data-nomore-item-text="" data-is-randomize="no" data-settings="{&quot;grid_style&quot;:&quot;grid&quot;,&quot;popup&quot;:&quot;media&quot;,&quot;duration&quot;:500,&quot;gallery_enabled&quot;:&quot;yes&quot;,&quot;video_gallery_yt_privacy&quot;:&quot;&quot;,&quot;control_all_text&quot;:null,&quot;mobile_scroll_to_top&quot;:&quot;&quot;,&quot;mobile_scroll_offset&quot;:0,&quot;post_id&quot;:11548,&quot;widget_id&quot;:&quot;7705f5c&quot;}" data-search-all="" data-gallery-items="["<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-01.jpg\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-01-300x197.jpg\" class=\"attachment-medium size-medium wp-image-11595\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-01-300x197.jpg 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-01-768x503.jpg 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-01-600x393.jpg 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-01.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>Ing. Ivan Piln\u00fd<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-02.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-02-300x197.png\" class=\"attachment-medium size-medium wp-image-11593\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-02-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-02-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-02-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-02.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>JUDr. Vile\u0301m Anzenbacher, Ph.D<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-03.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-03-300x197.png\" class=\"attachment-medium size-medium wp-image-11592\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-03-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-03-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-03-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-03.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>JUDr. Viktor Br\u030ceska, JUDr. Frantis\u030cek Kuc\u030cera<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-04.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-04-300x197.png\" class=\"attachment-medium size-medium wp-image-11594\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-04-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-04-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-04-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-04.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>doc. JUDr. Bohumil Havel, Ph.D., <br \/>JUDr. Jarmila Vesela\u0301, JUDr. Viktor Br\u030ceska, <br \/>JUDr. Frantis\u030cek Kuc\u030cera, JUDr. Toma\u0301s\u030c Zadraz\u030cil<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-05.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-05-300x197.png\" class=\"attachment-medium size-medium wp-image-11596\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-05-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-05-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-05-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-05.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>JUDr. Jarmila Vesela\u0301, Mgr. Antoni\u0301n Stanislav, Ph.D., JUDr. Michal Z\u030ciz\u030clavsky\u0301, <br \/>Mgr. Luka\u0301s\u030c Stoc\u030cek, LL.M.<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-06.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-06-300x197.png\" class=\"attachment-medium size-medium wp-image-11597\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-06-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-06-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-06-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-06.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>doc. JUDr. Bohumil Havel, Ph.D., <br \/>JUDr. Jarmila Vesela\u0301, Mgr. Antoni\u0301n Stanislav, Ph.D., <br \/>JUDr. Michal Z\u030ciz\u030clavsky\u0301, Mgr. Luka\u0301s\u030c Stoc\u030cek, LL.M.<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-07.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-07-300x197.png\" class=\"attachment-medium size-medium wp-image-11598\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-07-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-07-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-07-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-07.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>JUDr. Jarmila Vesela\u0301, Mgr. Antoni\u0301n Stanislav, Ph.D., <br \/>JUDr. Michal Z\u030ciz\u030clavsky\u0301, Mgr. Luka\u0301s\u030c Stoc\u030cek, LL.M<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-08.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-08-300x197.png\" class=\"attachment-medium size-medium wp-image-11599\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-08-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-08-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-08-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-08.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>JUDr. Jarmila Vesela\u0301, Mgr. Antoni\u0301n Stanislav,<br \/>Ph.D., Luka\u0301s\u030c Kovanda, Ph.D<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-09.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-09-300x197.png\" class=\"attachment-medium size-medium wp-image-11600\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-09-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-09-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-09-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-09.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>Petr Schneedorfler, <br \/>Mgr. Ing. David S\u030cmejkal<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-10.png\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-10-300x197.png\" class=\"attachment-medium size-medium wp-image-11601\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-10-300x197.png 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-10-768x503.png 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-10-600x393.png 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-10.png 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>JUDr. Viktor Br\u030ceska, <br \/>JUDr. Frantis\u030cek Kuc\u030cera, JUDr. Toma\u0301s\u030c Zadraz\u030cil<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11.jpg\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11-300x197.jpg\" class=\"attachment-medium size-medium wp-image-11602\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11-300x197.jpg 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11-768x503.jpg 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11-600x393.jpg 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>Mgr. Be\u030cla Placha\u0301, Mgr. Jan Mlynar\u010d\u00edk,<br \/>Mgr. Petra Kola\u0301r\u030cova\u0301<\/p>\n<\/div><\/div><\/div><\/div><\/div>","<div class=\"eael-filterable-gallery-item-wrap\">\n\t\t\t\t<div class=\"eael-gallery-grid-item\"><a  aria-hidden=\"true\" aria-label=\"eael-magnific-link\" href=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11.jpg\" class=\"eael-magnific-link eael-magnific-link-clone active media-content-wrap\" data-elementor-open-lightbox=\"yes\" title=\"\"><div class=\"gallery-item-thumbnail-wrap\"><img width=\"300\" height=\"197\" src=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11-300x197.jpg\" class=\"attachment-medium size-medium wp-image-11602\" alt=\"\" srcset=\"https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11-300x197.jpg 300w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11-768x503.jpg 768w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11-600x393.jpg 600w, https:\/\/www.insolcentrum.cz\/wp-content\/uploads\/2023\/06\/Role-oddluzeni-v-insolvencnim-pravu-11.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a><div class=\"gallery-item-caption-wrap caption-style-card \"><div class=\"gallery-item-caption-over\"><div class=\"fg-item-content\"><p>Mgr. Be\u030cla Placha\u0301, Ing. Jan Mlynarc\u030ci\u0301k,<br \/>Mgr. Petra Kola\u0301r\u030cova\u0301<\/p>\n<\/div><\/div><\/div><\/div><\/div>"]" data-init-show="9">
            <div class="eael-filterable-gallery-item-wrap">
				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-01.jpg" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-01-300x197.jpg" class="attachment-medium size-medium wp-image-11595" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-01-300x197.jpg 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-01-768x503.jpg 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-01-600x393.jpg 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-01.jpg 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>Ing. Ivan Pilný</p>
</div></div></div></div></div><div class="eael-filterable-gallery-item-wrap">
				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-02.png" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img loading="lazy" decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-02-300x197.png" class="attachment-medium size-medium wp-image-11593" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-02-300x197.png 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-02-768x503.png 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-02-600x393.png 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-02.png 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>JUDr. Vilém Anzenbacher, Ph.D</p>
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				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-03.png" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img loading="lazy" decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-03-300x197.png" class="attachment-medium size-medium wp-image-11592" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-03-300x197.png 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-03-768x503.png 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-03-600x393.png 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-03.png 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>JUDr. Viktor Břeska, JUDr. František Kučera</p>
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				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-04.png" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img loading="lazy" decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-04-300x197.png" class="attachment-medium size-medium wp-image-11594" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-04-300x197.png 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-04-768x503.png 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-04-600x393.png 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-04.png 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>doc. JUDr. Bohumil Havel, Ph.D., <br />JUDr. Jarmila Veselá, JUDr. Viktor Břeska, <br />JUDr. František Kučera, JUDr. Tomáš Zadražil</p>
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				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-05.png" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img loading="lazy" decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-05-300x197.png" class="attachment-medium size-medium wp-image-11596" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-05-300x197.png 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-05-768x503.png 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-05-600x393.png 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-05.png 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>JUDr. Jarmila Veselá, Mgr. Antonín Stanislav, Ph.D., JUDr. Michal Žižlavský, <br />Mgr. Lukáš Stoček, LL.M.</p>
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				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-06.png" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img loading="lazy" decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-06-300x197.png" class="attachment-medium size-medium wp-image-11597" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-06-300x197.png 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-06-768x503.png 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-06-600x393.png 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-06.png 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>doc. JUDr. Bohumil Havel, Ph.D., <br />JUDr. Jarmila Veselá, Mgr. Antonín Stanislav, Ph.D., <br />JUDr. Michal Žižlavský, Mgr. Lukáš Stoček, LL.M.</p>
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				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-07.png" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img loading="lazy" decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-07-300x197.png" class="attachment-medium size-medium wp-image-11598" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-07-300x197.png 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-07-768x503.png 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-07-600x393.png 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-07.png 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>JUDr. Jarmila Veselá, Mgr. Antonín Stanislav, Ph.D., <br />JUDr. Michal Žižlavský, Mgr. Lukáš Stoček, LL.M</p>
</div></div></div></div></div><div class="eael-filterable-gallery-item-wrap">
				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-08.png" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img loading="lazy" decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-08-300x197.png" class="attachment-medium size-medium wp-image-11599" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-08-300x197.png 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-08-768x503.png 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-08-600x393.png 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-08.png 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>JUDr. Jarmila Veselá, Mgr. Antonín Stanislav,<br />Ph.D., Lukáš Kovanda, Ph.D</p>
</div></div></div></div></div><div class="eael-filterable-gallery-item-wrap">
				<div class="eael-gallery-grid-item"><a aria-hidden="true" aria-label="eael-magnific-link" href="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-09.png" class="eael-magnific-link eael-magnific-link-clone active media-content-wrap" data-elementor-open-lightbox="yes" title=""><div class="gallery-item-thumbnail-wrap"><img loading="lazy" decoding="async" width="300" height="197" src="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-09-300x197.png" class="attachment-medium size-medium wp-image-11600" alt="" srcset="https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-09-300x197.png 300w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-09-768x503.png 768w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-09-600x393.png 600w, https://www.insolcentrum.cz/wp-content/uploads/2023/06/Role-oddluzeni-v-insolvencnim-pravu-09.png 800w" sizes="(max-width: 300px) 100vw, 300px" /></div></a><div class="gallery-item-caption-wrap caption-style-card "><div class="gallery-item-caption-over"><div class="fg-item-content"><p>Petr Schneedorfler, <br />Mgr. Ing. David Šmejkal</p>
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									<p>InsolCentrum je analytická společnost, která se dlouhodobě věnuje zpracování a analýze insolvenčních a souvisejících ekonomických, demografických a sociologických dat. Výsledkem činnosti jsou unikátní analýzy ekonomických dat insolvenčních řízení u podnikatelských subjektů i u fyzických osob.</p>								</div>
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					<p class="elementor-heading-title elementor-size-default">JUDr. Jarmila Veselá</p>				</div>
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		<title>V ČR bylo loni podáno nejméně insolvenčních návrhů od roku 2011</title>
		<link>https://www.insolcentrum.cz/v-cr-bylo-loni-podano-nejmene-insolvencnich-navrhu-2011/</link>
		
		<dc:creator><![CDATA[InsolCentrum]]></dc:creator>
		<pubDate>Wed, 04 Jan 2023 18:20:34 +0000</pubDate>
				<category><![CDATA[Přehledy]]></category>
		<category><![CDATA[Tiskové zprávy]]></category>
		<category><![CDATA[čtvrtletní přehled]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[ekonomika]]></category>
		<category><![CDATA[insolvence]]></category>
		<category><![CDATA[stav insolvencí]]></category>
		<guid isPermaLink="false">https://www.insolcentrum.cz/?p=10998</guid>

					<description><![CDATA[V loňském roce v ČR bylo podle předběžných dat podáno 21.375 insolvenčních návrhů, což je o 14 procent méně než předloni a zároveň nejnižší počet od roku 2011. Vyplývá to z analýzy, kterou dnes na kulatém stolu na téma hrozby insolvencí občanů ČR zveřejnila analytická společnost InsolCentrum.]]></description>
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					<h1 class="elementor-heading-title elementor-size-default">V ČR bylo loni podáno nejméně insolvenčních návrhů od roku 2011</h1>				</div>
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					<h4 class="elementor-heading-title elementor-size-default"><b>Tisková zpráva</b>  |  3. 1. 2023</h4>				</div>
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									<p>Analytická společnost InsolCentrum představila předběžná data o insolvenčních řízeních v České republice za rok 2022.</p>								</div>
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									<p>Počty insolvenčních návrhů jsou nízké, stejně jako počty povolených oddlužení. Dokonce i u prohlášených konkurzů firem můžeme zaznamenat drobné meziroční snížení. Celkové hodnocení roku 2022 se zřejmě nebude příliš lišit od hodnocení roku 2021. „Letošní rok lze nazvat rokem klidu před bouří. Válečný konflikt na Ukrajině přinesl nejenom české, ale i evropské ekonomice problémy, které si vyžádaly masivní státní podpory směřující jak do podnikatelských oblastí, tak i přímo občanům jednotlivých zemí. S velkou mírou pravděpodobnosti lze očekávat nárůst počtů insolvencí občanů i firem v následujících letech. Zkušenosti z minulé finanční krize nám ukázaly, že počty insolvenčních řízení stoupají postupně, a vrchol počtů insolvencí firem byl dosažen teprve čtvrtý rok od začátku krize v roce 2008.“, uvedla jednatelka společnosti Jarmila Veselá.</p>								</div>
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					<h2 class="elementor-heading-title elementor-size-default">Insolvenční data ČR – za rok 2022</h2>				</div>
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									<div class="elementor-element elementor-element-2ddaf75 elementor-widget elementor-widget-text-editor" data-id="2ddaf75" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container">Data za rok 2022 jsou předběžná a dojde k drobným změnám z důvodu odvolání či doplnění právních mocí.</div></div>								</div>
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					<h3 class="elementor-heading-title elementor-size-default">Insolvenční návrhy</h3>				</div>
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					<p class="elementor-heading-title elementor-size-default">2021</p>				</div>
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				<span class="elementor-counter-number" data-duration="2000" data-to-value="24919" data-from-value="0" data-delimiter=" ">0</span>
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									<p class="elementor-icon-box-description">
						-14%					</p>
				
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				<span class="elementor-counter-number" data-duration="2000" data-to-value="21375" data-from-value="0" data-delimiter=" ">0</span>
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					<p class="elementor-heading-title elementor-size-default">2022</p>				</div>
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									<p>Za rok 2022 bylo podáno 21 375 insolvenčních návrhů, což je nejmenší počet návrhů od roku 2011. K nárůstu počtu insolvencí s velkou mírou pravděpodobnosti dojde. Kdy se tak stane závisí na eskalaci válečného konfliktu a jeho dopadech na tuzemskou i světovou ekonomiku.</p>								</div>
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				<div class="elementor-element elementor-element-df2693a elementor-widget elementor-widget-heading" data-id="df2693a" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Povolená oddlužení osob</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-87ba7bc e-grid e-con-full e-con e-child" data-id="87ba7bc" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-2c9b9ce elementor-widget elementor-widget-heading" data-id="2c9b9ce" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2021</p>				</div>
				</div>
				<div class="elementor-element elementor-element-6340fd9 elementor-widget elementor-widget-counter" data-id="6340fd9" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="23447" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-8283ad9 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="8283ad9" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-download-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						-16%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-3f8dddf elementor-widget elementor-widget-counter" data-id="3f8dddf" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"> </span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="19650" data-from-value="0" data-delimiter=" ">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-977ca6d elementor-widget elementor-widget-heading" data-id="977ca6d" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2022</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-b13f303 elementor-widget elementor-widget-text-editor" data-id="b13f303" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Počet povolených oddlužení se oproti minulému roku významně snížil, a to o 16 %. Jedná se o nejnižší počet povolených oddlužení od roku 2013. Nárůst počtu oddlužení pravděpodobně závisí na podobě novely insolvenčního zákona a na vývoji očekáváné recese české ekonomiky.</p>								</div>
				</div>
					</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-12e0058 e-flex e-con-boxed e-con e-parent" data-id="12e0058" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-fc38362 e-flex e-con-boxed e-con e-child" data-id="fc38362" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-3fcb39a elementor-widget elementor-widget-heading" data-id="3fcb39a" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy občanů</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-f93a827 e-grid e-con-full e-con e-child" data-id="f93a827" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-269d3dc elementor-widget elementor-widget-heading" data-id="269d3dc" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2021</p>				</div>
				</div>
				<div class="elementor-element elementor-element-7bae654 elementor-widget elementor-widget-counter" data-id="7bae654" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="248" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-c654a93 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="c654a93" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-download-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						-29%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-38a3010 elementor-widget elementor-widget-counter" data-id="38a3010" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="176" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-3d8fa98 elementor-widget elementor-widget-heading" data-id="3d8fa98" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2022</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-82a0370 elementor-widget elementor-widget-text-editor" data-id="82a0370" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Nízké absolutní počty konkurzů občanů ovlivňuje skutečnost, že jejich insolvence je řešena převážně v oddlužení. Počet prohlášených konkurzů občanů se meziročně snížil o 29 %.</p>								</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-6e35eba e-flex e-con-boxed e-con e-child" data-id="6e35eba" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-655d9f1 elementor-widget elementor-widget-heading" data-id="655d9f1" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy živnostníků</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-54f65ab e-grid e-con-full e-con e-child" data-id="54f65ab" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-858d536 elementor-widget elementor-widget-heading" data-id="858d536" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2021</p>				</div>
				</div>
				<div class="elementor-element elementor-element-e59b7c6 elementor-widget elementor-widget-counter" data-id="e59b7c6" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="198" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-d0dc6f6 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="d0dc6f6" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-download-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						-23%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-48450ef elementor-widget elementor-widget-counter" data-id="48450ef" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="152" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-ac92ca6 elementor-widget elementor-widget-heading" data-id="ac92ca6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2022</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-12d27be elementor-widget elementor-widget-text-editor" data-id="12d27be" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Konkurzy živnostníků se v roce 2022 snížily o 23 %. Jedná se o minoritní proceduru, jelikož insolvence živnostníků probíhají také jako u občanů zejména v rámci oddlužení.</p>								</div>
				</div>
					</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-2eb638e e-flex e-con-boxed e-con e-parent" data-id="2eb638e" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
		<div class="elementor-element elementor-element-1c29463 e-flex e-con-boxed e-con e-child" data-id="1c29463" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-08c3167 elementor-widget elementor-widget-heading" data-id="08c3167" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Prohlášené konkurzy firem</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-7dac88d e-grid e-con-full e-con e-child" data-id="7dac88d" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-a89ed5b elementor-widget elementor-widget-heading" data-id="a89ed5b" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2021</p>				</div>
				</div>
				<div class="elementor-element elementor-element-800838a elementor-widget elementor-widget-counter" data-id="800838a" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="727" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-20e89e1 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="20e89e1" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-download-arrow"></i>				</span>
			</div>
			
						<div class="elementor-icon-box-content">

				
									<p class="elementor-icon-box-description">
						- 4%					</p>
				
			</div>
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-74a0fda elementor-widget elementor-widget-counter" data-id="74a0fda" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="696" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-60521a6 elementor-widget elementor-widget-heading" data-id="60521a6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2022</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-19c09e1 elementor-widget elementor-widget-text-editor" data-id="19c09e1" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Počet prohlášených konkurzů firem se nepatrně snížil oproti roku 2021. Konkurzy firem se pohybují v obdobné výši jako před krizí způsobenou Covidem-19. Při paralele s minulou finanční krizí by došlo k nárůstu insolvencí v časovém odstupu 4 let od nástupu krize.</p>								</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-4076a47 e-flex e-con-boxed e-con e-child" data-id="4076a47" data-element_type="container" data-e-type="container" data-settings="{&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
				<div class="elementor-element elementor-element-a21045f elementor-widget elementor-widget-heading" data-id="a21045f" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Povolené reorganizace</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-d60f706 e-grid e-con-full e-con e-child" data-id="d60f706" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-c2047b6 elementor-widget elementor-widget-heading" data-id="c2047b6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2021</p>				</div>
				</div>
				<div class="elementor-element elementor-element-19b4961 elementor-widget elementor-widget-counter" data-id="19b4961" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="11" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-33b8dbd elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="33b8dbd" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
				<div class="elementor-widget-container">
							<div class="elementor-icon-box-wrapper">

						<div class="elementor-icon-box-icon">
				<span  class="elementor-icon">
				<i aria-hidden="true" class="icon icon-up-arrow"></i>				</span>
			</div>
			
			
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-eb95bf8 elementor-widget elementor-widget-counter" data-id="eb95bf8" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
				<div class="elementor-widget-container">
							<div class="elementor-counter">
						<div class="elementor-counter-number-wrapper">
				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="23" data-from-value="0" data-delimiter=".">0</span>
				<span class="elementor-counter-number-suffix"></span>
			</div>
		</div>
						</div>
				</div>
				<div class="elementor-element elementor-element-0b765a5 elementor-widget elementor-widget-heading" data-id="0b765a5" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2022</p>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-4cea05e elementor-widget elementor-widget-text-editor" data-id="4cea05e" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
				<div class="elementor-widget-container">
									<p>Počet povolených reorganizací se zvýšil oproti roku 2021 o 12 případů. Jedná se o třetí nejvyšší počet od roku 2008, tj. 31 v roce 2014, 27 v roce 2016 a 23 reorganizací v roce 2022. Jde o signál, že firmy se snaží řešit své ekonomické problémy způsobené covidovou krizí.</p>								</div>
				</div>
					</div>
				</div>
					</div>
				</div>
		<div class="elementor-element elementor-element-62d523e e-flex e-con-boxed e-con e-parent" data-id="62d523e" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
					<div class="e-con-inner">
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				<div class="elementor-element elementor-element-65d05db elementor-widget elementor-widget-heading" data-id="65d05db" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<h3 class="elementor-heading-title elementor-size-default">Vyhlášená moratoria</h3>				</div>
				</div>
		<div class="elementor-element elementor-element-d65f2cd e-grid e-con-full e-con e-child" data-id="d65f2cd" data-element_type="container" data-e-type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;_ha_eqh_enable&quot;:false}">
				<div class="elementor-element elementor-element-1b5ee75 elementor-widget elementor-widget-heading" data-id="1b5ee75" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
				<div class="elementor-widget-container">
					<p class="elementor-heading-title elementor-size-default">2021</p>				</div>
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				<div class="elementor-element elementor-element-057fb79 elementor-widget elementor-widget-counter" data-id="057fb79" data-element_type="widget" data-e-type="widget" data-widget_type="counter.default">
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				<span class="elementor-counter-number-prefix"></span>
				<span class="elementor-counter-number" data-duration="2000" data-to-value="64" data-from-value="0" data-delimiter=".">0</span>
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				<svg aria-hidden="true" class="e-font-icon-svg e-fas-ban" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M256 8C119.034 8 8 119.033 8 256s111.034 248 248 248 248-111.034 248-248S392.967 8 256 8zm130.108 117.892c65.448 65.448 70 165.481 20.677 235.637L150.47 105.216c70.204-49.356 170.226-44.735 235.638 20.676zM125.892 386.108c-65.448-65.448-70-165.481-20.677-235.637L361.53 406.784c-70.203 49.356-170.226 44.736-235.638-20.676z"></path></svg>				</span>
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				<div class="elementor-widget-container">
							<div class="elementor-counter">
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				<span class="elementor-counter-number" data-duration="2000" data-to-value="7" data-from-value="" data-delimiter="."></span>
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				<div class="elementor-element elementor-element-15b08e5 elementor-widget elementor-widget-heading" data-id="15b08e5" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
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					<p class="elementor-heading-title elementor-size-default">2022</p>				</div>
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									<p>Počet moratorií se v předcovidovém období pohyboval mezi 2 – 18 ročně, tudíž 7 moratorií za rok 2022 je standardní situací nenaznačující přicházející krizi. V letech 2020 a 2021 byly vyšší počty způsobené možností podávat mimořádná moratoria.</p>								</div>
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					<h3 class="elementor-heading-title elementor-size-default">Prohlášené insolvence v krajích</h3>				</div>
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									<p>Mapa ukazuje meziroční změnu prohlášených insolvencí v jednotlivých krajích. Ve všech krajích je vidět zřetelný pokles prohlášených insolvencí. Je potřeba zdůraznit, že celkové počty insolvencí ovlivňují povolená oddlužení, která tvoří zhruba 95 procent všech případů.</p>								</div>
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									<p>*data za rok 2022 jsou předběžná, může dojít k drobným změnám z důvodu odvolání či doplnění právních mocí</p>								</div>
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					<p class="elementor-heading-title elementor-size-default">Procentuální změna prohlášených insolvencí  mezi lety 2021 a 2022 v krajích ČR - <span style="color: #F15946"><strong>mimořádné snížení</strong></span></p>				</div>
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															<img loading="lazy" decoding="async" width="1024" height="1024" src="https://www.insolcentrum.cz/wp-content/uploads/2023/01/stav-insolvenci-v-roce-2022-v-cr-pretrvava-klid-pred-bouri.svg" class="attachment-large size-large wp-image-13786" alt="" />															</div>
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									<p><strong>Zdroj:</strong> InsolCentrum, <a href="https://isir.justice.cz/" target="_blank" rel="noopener">ISIR</a></p>								</div>
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					<h3 class="elementor-heading-title elementor-size-default">Download</h3>				</div>
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									<p>Tisková zpráva ke stažení</p>								</div>
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					<h3 class="elementor-heading-title elementor-size-default">INSOLCENTRUM</h3>				</div>
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									<p>InsolCentrum je analytická společnost, která se dlouhodobě věnuje zpracování a analýze insolvenčních a souvisejících ekonomických, demografických a sociologických dat. Výsledkem činnosti jsou unikátní analýzy ekonomických dat insolvenčních řízení u podnikatelských subjektů i u fyzických osob.</p>								</div>
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					<p class="elementor-heading-title elementor-size-default">JUDr. Jarmila Veselá</p>				</div>
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									<p><strong>Insolcentrum s.r.o.</strong></p><p>Hradecká 3<br />Praha 3 – Vinohrady<br />130 00</p><p><strong>Telefon:</strong> +420 222 261 401<br /><strong>Mobil:</strong> +420 602 176 475</p><p><strong>E-mail:</strong> <a style="font-weight: 400; letter-spacing: 0px; color: #1155cc; font-family: Calibri, Arial, Helvetica, sans-serif; background-color: #ffffff;" href="mailto:insol@insolcentrum.cz" target="_blank" rel="noopener">insol@insolcentrum.cz</a></p><p><strong>www.insolcentrum.cz</strong></p>								</div>
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